Let’s be honest—you’ve done it.
You’ve imagined yourself sliding into buttery leather seats, firing up that cherry red Porsche 911, and slowly rolling past your local Starbucks while the world gazes on in caffeinated envy. It’s okay. We’re not judging. We’ve had that dream too (ours had better cup holders, though).
Because for many business owners, especially those hustling to grow family-run empires, reinvent stale careers, or build the next great online brand—luxury is the finish line. The sparkling Rolex. The thundering exhaust. The German-engineered badge of honor that screams “I’ve made it!”
But hold up—before you finance your future into a tailspin, we need to talk about something way sexier than horsepower: compound interest, depreciation, and strategic tax moves. (Don’t roll your eyes. This is where the real flex is.)
At Calculated Moves, we specialize in turning bold business dreams into smarter financial realities. We’re the CPA firm and growth strategist for family businesses, reinvented careers, and modern entrepreneurs who need to make more money, pay less in taxes, and finally outsource the soul-sucking admin work that eats your weekends alive.
In this article, we’re shifting gears—from Porsche dreams to wealth reality—with 4 money truths that might sting a little… but will save you thousands.
Many younger entrepreneurs see luxury as the badge of success. The bright red 911. The Rolex glinting under a blazer cuff. The “look at me now” moment rolling through town.
And let’s be clear—there’s nothing wrong with the dream. But there’s a difference between rewarding success and sabotaging your financial future with it.
Here’s the deal: that Porsche might not just be burning premium fuel—it could be torching your savings, your investment potential, and yes, even your shot at real wealth.
Let’s break down the truth with four numbers-driven reasons why that luxury ride might be better off as a rental (for now).
Your total vehicle expenses—including the payment, insurance, and maintenance—should never exceed 10% of your monthly income.
So if you're making $5,000 a month, that’s a max of $500. Meanwhile, a new Porsche Boxster? That’s gonna run you $1,200 to $1,500/month. That’s a massive overshoot—and we haven’t even gotten to the insurance yet.
Sure, a Porsche turns heads. But it also turns your insurance premiums into a small mortgage.
We're talking $300 to $600/month for a young driver. Compare that to a typical vehicle at $100–$200/month. That’s $3,000 to $6,000 a year just in insurance.
Add it all up and the “look rich” lifestyle is robbing your future self blind.
Here’s the math no dealership wants you to run: A new Porsche loses 40% to 50% of its value in the first 5 years.
That means you’re basically buying a $30,000–$40,000 depreciation bomb, gift-wrapped in leather seats. Meanwhile, that same cash invested smartly could be compounding at 8%–10% annually and working for you.
Want the thrill without the financial hangover?
Rent the Porsche for a weekend. $500 to $1,000, no strings attached. Or snag a 2–3-year-old model and cut 30–40% off the original price. You still get the flex—without putting your finances in a full-nelson.
Here’s the truth: Every dollar not spent on depreciating luxury is a dollar that can be invested, grown, and leveraged to build real wealth.
Status fades. Strategy compounds. You don’t need to look rich to become rich.
At Calculated Moves, we help you make financial decisions that match the size of your vision. Whether it's tax planning, outsourcing the accounting headaches, or charting a course toward long-term financial peace—we're here to help you drive smarter.
You’ve got bigger things to do than crunch numbers and wrestle tax forms. Let’s build a business and a lifestyle that actually funds your freedom—Porsche dreams included (when the time is right).
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Calculated Moves — Because luxury should be the reward for building wealth, not the reason you never get there.
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Donna Bordeaux, CPA with Calculated Moves
Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.